Checking

Everything you need in a checking account starts right here.

When it comes to your checking account, you want to manage your money your way. Whether it’s free checking with no monthly fee, an interest-bearing account with a great rate, free student checking or a back-to-basics checking account, we have the choice that’s right for you.

Enjoy convenience with the Apple Bank Visa® Debit Card
Manage money 24/7 with Free Online and Mobile Banking
Download our free app to bank via your mobile device
Free ATM transactions at Apple Bank machines

Select the checking account that fits your needs.

 
  Free ExtraValue Checking Grand Yield NOW Checking BasicValue Checking® Free ClassValue Checking®
Minimum to open $100 $100 $10 $100
Minimum balance to avoid monthly maintenance fee None $2,500 minimum daily balance to earn interest and avoid monthly maintenance fee None None
Monthly maintenance fee None $10, if minimum daily balance is under $2,500 $3 per month None
Earns interest No Yes
See Rates
No No
Direct Deposit bonus $100 bonus with direct deposit of payroll or pension benefit checks $100 bonus with direct deposit of payroll or pension benefit checks $100 bonus with direct deposit of payroll or pension benefit checks $100 bonus with direct deposit of payroll or pension benefit checks
Apple Bank Visa® Debit Card Yes Yes Yes Yes
Free Online Banking and Bill Pay Yes Yes Yes Yes
Free Mobile Banking app Yes Yes Yes Yes
Free transactions at Apple Bank ATMs Yes Yes Yes Yes
Free POS transactions and free non-Apple Bank ATM transactions None  Four free POS transactions and four free non-Apple Bank ATM transactions* per statement cycle 
*ATM or terminal operator surcharge may apply. 
None  Two free POS transactions and two free non-Apple Bank ATM transactions* per statement cycle 
*ATM or terminal operator surcharge may apply    
Free first order of personalized checks Yes Yes Yes Yes