Retirement

Retirement security is your most important financial goal. We've got your back.

Choose a Traditional or Roth IRA for personal retirement savings
We offer SEPs and QRPs for business owners and professional practices
 
Tax advantages may be available (consult your tax advisor)
Take control of your retirement planning with sound guidance
 
Tailor your funding strategy to your risk tolerance and goals

We're the go-to New York bank for your choice of retirement plans and funding options.

Your comfortable retirement is an important goal for us, too. Investing for retirement should begin long before you’re ready to retire, but it doesn’t stop there. Many of us will spend 20 or more years in retirement, raising concerns about outliving our income. And Social Security and defined contribution plan benefits may not be enough to ensure a secure retirement.

We can help you choose the retirement plan that’s right for you. We offer Traditional and Roth IRA plans for individual investors, as well as Simplified Employee Pension Plans (SEP) and Qualified Retirement Plans (QRP) for business owners, professional practices and their employees. (As always, consult your tax advisor about specific plans and tax implications.)

We offer a broad array of retirement solutions designed to meet your individual objectives:

  • Seeking a safe and steady way to build your retirement nest egg? Choose bank deposit products, such as IRA CDs. Our IRA CDs offer highly competitive rates and the safety of FDIC insurance.
  • You may also choose from a range of  investment products.* 

*Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC., Member FINRA/SIPC. Some insurance products are offered through ABS Associates of New York, Inc., which is a wholly owned subsidiary of Apple Bank for Savings. Infinex is not affiliated with either entity. Investment and insurance products and services offered through Infinex and ABS Associates of New York, Inc. are: