Credit Cards

Find the perfect card for the way you use credit.

Accepted at millions of Visa® merchants worldwide
Rewards program available on selected cards
 
Includes fraud protection with account monitoring and alerts
 
Free access to your FICO® credit score
 
Manage your card payments online and via mobile

Find the perfect credit card here.

Take a look at what each credit card has to offer and decide which one meets your financial needs. Each credit card offers benefits designed to make life a little easier, with the added assurance of purchase protection, extended warranty, car rental discounts and more.

Earn Rewards on Your Purchases with the Complete Rewards℠ Visa® Card

  • Earn 1% Back on Purchases.2  Redeem for cash back, gift cards, travel or merchandise.
  • Bigger Rewards. Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.2 
  • Rewards earned never expire.2
  • Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.2 
  • 0% Introductory APR1  for the first 12 billing cycles on purchases. After that, a variable APR based on the Prime Rate between 16.24% and 23.24% APR, depending on your creditworthiness.
  • No Annual Fee.1
  • Apply Now

Get a Great Rate with the Platinum Edition® Visa® Card

  • 0% Introductory APR1 for the first 12 billing cycles on balance transfers. After that, a variable APR based on the Prime Rate between 10.24% and 18.24% APR, depending on your creditworthiness.
  • $25 statement credit when you make a purchase within the first 3 billing cycles.3 
  • No Annual Fee.1 
  • An introductory balance transfer fee1 of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
  • Apply Now

Earn Cash Back on Your Purchases with the Cash Back Card

  • 1.5% Cash Back2 on Purchases.
  • Receive a statement credit automatically every time you earn $25 in cash back.2 This means you will never have to remember to redeem your rewards.
  • Rewards earned never expire.2
  • Receive a one-time $50 automatic statement credit when you spend $500 in the first 3 billing cycles.2
  • Variable 19.24% APR1 on purchases and balance transfers based on the Prime Rate.
  • No Annual Fee.1 
  • Apply Now

Establish or Improve Your Credit with the Secured Visa® Card

  • Request Your Own Credit Limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • Enjoy the Rewards of Established or Improved Credit. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history, subject to credit approval.
  • Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
  • Variable 20.24% APR1  on purchases and balance transfers based on the Prime Rate.
  • Low $19 Annual Fee.1 
  • Apply Now

All cards offer you:

  • Free access to your FICO® Credit Score, anytime, anywhere.
  • Online and mobile account access.
  • Fraud protection – your account is monitored and you will be alerted of any suspicious activity.

Online account access provides the quickest and easiest way to:

  • Activate your credit card.
  • Make payments.
  • Transfer balances.
  • Request credit limit increases.
  • View statements.
  • And much more.

Access Your Account

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms for the product listed above.

 2 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details. Your % back rewards are earned as points.

3 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

 4 Complete program details, including restrictions, limitations and exclusions, will be provided when you become a card member.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. American Express is a federally registered service mark of American Express, used by First Bankcard, a division of First National Bank of Omaha, pursuant to a license from American Express.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new card members will generally see their FICO® Bankcard Score 8, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.